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Consumer Lending Products

Residential Home Mortgage
Second Mortgage Financing (Ideal Loans)
Automobile & Recreational Vehicle Financing
Personal Loans | Debt Consolidation
Equity Line | On-line Banking

We Have the Loan to Meet Your Needs

In order to address the diverse financial needs of our community, our experienced loan officers, along with our highly qualified support staff, offer our customers a complete array of lending products.

Recognizing that personal loans are often a vital element for the prosperity of individuals and their families, we offer loans with competitive interest rates, repayment structures and schedules that correspond to the financial situation of our customers. All with a streamlined loan approval process.

Our lending officers are always eager to respond to all our clients' financial requirements, including depository services, in a most friendly manner. With this purpose in mind, they offer our customers competitive pricing, favorable terms and, when appropriate, alternative financial options that give Ocean Bank an overall edge in the industry.

We invest in the future of our community by providing capital to help create new products, new services and new jobs. Ocean Bank also offers flexible and affordable funding for businesses of all sizes and for all reasons, as varied and individual as our clients themselves.