Corporate Lending Products

Ocean Bank provides a wide range of commercial real estate loans including acquisition, development, construction, lines of credit, standby letters of credit and term financing loans of income properties. The property types include industrial, office, retail, multi-family, residential housing and single and multi-purpose facilities. In addition, term loans are available for refinance and acquisition of properties with stabilized income streams. Construction loans are provided for single and multi-family housing communities as well as commercial developments and "built-to-suits". We at Ocean Bank take pride in offering loans that are flexibly structured, promptly funded and competitively priced. Our loans include fixed and adjustable rates mortgages.

Special Features we provide our customers include:

• Each loan is "Custom Designed " to fit the individual situation.
• Flexible pricing options and fee structures.
• Offer innovative financing and client-focused service.
• Interest-only payments during construction to reduce debt service requirements.
• "Lease-Up" term allows for development of stabilized income prior to funding a permanent loan.
• Quick response to customer's loan request.
• Provide the highest level of customer service.
• Experienced professionals with extensive market expertise.

Ocean Bank's real estate department is dedicated to meeting the needs of developers and investors of all sizes, from a small and mid-sized regional developer/investor to a national institutional developer/investor.

For more product and service information, please contact our Commercial Real Estate Lending professionals at 305-569-5985 or 305-569-5459.

Corporate Lending Products